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Sunday, September 30, 2012
Ranch Dressing with Eartha Kitsch: Hidden Danger for your Pets
I usually try to keep things pretty light over here but I wanted to post to get the word out about something. As you know, I love my pets like they're my kids and I know that so many of you do too. For some time now, I've been a member of a group that is fighting to get dangerous pet treats off of store shelves and when reflecting on seeing all of the sweet photos that so many of my friends post of their own pets on their blogs, I wanted to share some info with you.
This is not a lie nor is it propaganda. It's a very sad truth. Please learn what is in your pet treats and pet foods. We're the first line of defense in keeping our pets with us for long, happy lives. The focus is in a large part on chicken treats to a good extent, but experts are recommending that we do not feed our pets ANY food or treat products made in China - or with ingredients outsourced from China.
Did you know that on the shelves of most retailers, you can find pet jerkies and treats that can not only make your pets horribly ill but can kill them? Sadly, it's true. Most vets and pet owners don't even know about this situation. Though word is leaking out, it's slowly leaking out - and that's just not good enough if you ask me. ?Of the known cases, 360 dogs have died and 2200 others are currently very ill from eating pet treats made in or with ingredients outsourced from China. And those are just the cases that are known about. There are no doubt countless thousands of other cases were pets have become sick and in many cases died and the owners do not know why.
Please take a moment to see what is the treats that your pets are eating. If they're from China, dump them. If they're made by Waggin' Train, Canyon Creek Ranch or Milo's Kitchen, then dump them. You may be saying, "They have to be safe! The government wouldn't let them be on shelves if they weren't." Unfortunately, that's not true. Most of you can probably remember news stories about people and pets dying from tainted foods that have come from China. There was a reason that this happened and it's because inspections and laws are not nearly strict enough. And in the case of these treats, the FDA does know about them but as they have not been able to specifically identify the ingredient or ingredients that is harming pets, they can not issue a recall. And quite honestly, they're not trying hard enough to. One manufacturing plant even refused to let them come in to inspect and still, their products are being shipped around the world for consumption by beloved pets.
Please take the time to watch this informative news story about why these treats are still on shelves:
If you or someone that you know are feeding your pets treats, please google "dangerous pet treats" and view the news stories in both video and written format. The word has simply got to get out. Thousands of pet owners have lost their pets and have seen them suffering in horrible pain and will never realize that it was from the jerkies and treats that they were giving to them out of nothing more than love.
Besides the news links, you can learn a lot more on this Facebook page:
And if you are feeding your pets a treat or jerky and can not tell if it was made in China or if it includes ingredients from China, the resources there can be very helpful in discerning the truth. Just click on the tabs on that top of that page for resources. And if you're in doubt, just post and ask. People are always glad to help there.?
If you'd like to sign the petition to help get these treats and jerkies pulled, please click here.?This is not a lie nor is it propaganda. It's a very sad truth. Please learn what is in your pet treats and pet foods. We're the first line of defense in keeping our pets with us for long, happy lives. The focus is in a large part on chicken treats to a good extent, but experts are recommending that we do not feed our pets ANY food or treat products made in China - or with ingredients outsourced from China.
To date, there are also pet foods and treats that have caused adverse reactions and deaths that are not from China. Please check out the website Truth About Pet Food here. By using the tools on the left hand side, you can look up your pet's food and see if there have been any complaints on their site. You can also join their email list and they will send you notifications of any reports or recalls.?
Thanks y'all.
Until next time,
x's and o's,?
Eartha
Source: http://ranchdressingwithearthakitsch.blogspot.com/2012/09/hidden-danger-for-your-pets.html
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Cedar Rapids, IA 2003 Ford F-150 Used Super Cab near Iowa City, IA Waterloo, IA Pat McGrath Chevyland for $7,998
- Gray
- W10192B
- 5.4L V8
- 2FTRX18L63CB01872
- Automatic 4-Speed
- 158,803 mi.
- 4WD Super Cab (4 Door SuperCab)
166280|3070
77229|3070
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Safety
- 4-wheel ABS brakes
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Technical
- 4 Doors
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*The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be lag time between the sale of a vehicle and the update of the inventory.
EPA mileage estimates are for newly manufactured vehicles only. Your actual mileage will vary depending on how you drive and maintain your vehicle.
Before purchasing this vehicle, it is your responsibility to address any and all differences between information on this website and the actual vehicle specifications and/or any warranties offered prior to the sale of this vehicle. Vehicle data on this website is compiled from publicly available sources believed by the publisher to be reliable. Vehicle data is subject to change without notice. The publisher assumes no responsibility for errors and/or omissions in this data the compilation of this data and makes no representations express or implied to any actual or prospective purchaser of the vehicle as to the condition of the vehicle, vehicle specifications, ownership, vehicle history, equipment/accessories, price or warranties.
Source: http://patmcgrathchevyland.com/2003-Ford-F-150-Cedar-Rapids-IA/vd/11788703
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PhilaUnion: Hey Union Fans! Last chance to enter the @DunkinPhilly "Are You Philly's Coolest Sports Fan?" contest. Enter here: http://t.co/nMssa3JB
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Union Co. director of schools back on job after suspension
Union County's director of schools is back on the job.
Wayne Goforth was suspended last October amid budget issues. The board of education accused him of neglecting his duties.
Earlier this year, the board voted to dismiss Goforth. He later sued the four school board members who voted for his suspension, arguing they violated the Open Meetings Act when they met with an attorney before the vote.
At Monday night's meeting, the school board voted to reinstate Goforth.
He says he's happy to be back on the job, and he's looking forward to settling back in .
"I'm looking forward to trying to patch things up and to form a good relationship with the board so that we can further the education of Union County children," he said.
Goforth's contract is effective through June 30. After that, he says his plans are unclear.
Source: http://claiborne.wbir.com/news/news/45117-union-co-director-schools-back-job-after-suspension
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DavidEWaller: BBC News - AMD deal brings Android apps to Windows 8 http://t.co/jdB5yT2E
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Renting a house in San Hose - Zillow Real Estate Advice
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Romney adviser: Obama likely to win Denver debate | KDVR.com ...
Posted on: 7:19 am, September 28, 2012, by Will C. Holden, updated on: 07:20am, September 28, 2012
President Barack Obama and his GOP challenger Mitt Romney will meet on the debate stage at the University of Denver on Oct. 3, 2012. (CNN)
Washington (CNN)?? If it wasn?t already clear that Mitt Romney and his allies are trying to lower expectations heading into next Wednesday?s debate against President Obama in Denver, the campaign is now making it official.
In a memo about the debates distributed to campaign surrogates and provided to CNN on Thursday, longtime Romney adviser Beth Myers outlines a series of reasons why the president is likely to emerge as the winner of the first debate.
Among them:
- President Obama is ?widely regarded as one of the most talented political communicators in modern history.?
- ?This will be the eighth one-on-one presidential debate of his political career. For Mitt Romney, it will be his first.?
- ?Four years ago, Barack Obama faced John McCain on the debate stage. According to Gallup, voters judged him the winner of each debate by double-digit margins, and their polling showed he won one debate by an astounding 33-point margin.?
Myers argues that Obama will ?use his ample rhetorical gifts and debating experience to one end: attacking Mitt Romney.?
?We fully expect a 90-minute attack ad aimed at tearing down his opponent,? she writes in the memo.
Pushing back against emerging conventional wisdom, Myers concludes that the debates will not, in fact, decide the election: ?It will be decided by the American people,? she says.
Read the full memo below:
From: Beth Myers, Senior Adviser
To: Interested Parties
Date: September 27, 2012
Re: 2012 Presidential DebatesIn a matter of days, Governor Romney and President Obama will meet on the presidential debate stage. President Obama is a universally-acclaimed public speaker and has substantial debate experience under his belt. However, the record he?s compiled over the last four years ? higher unemployment, lower incomes, rising energy costs, and a national debt spiraling out of control ? means this will be a close election right up to November 6th.
Between now and then, President Obama and Governor Romney will debate three times. While Governor Romney has the issues and the facts on his side, President Obama enters these contests with a significant advantage on a number of fronts.
Voters already believe ? by a 25-point margin ? that President Obama is likely to do a better job in these debates. Given President Obama?s natural gifts and extensive seasoning under the bright lights of the debate stage, this is unsurprising. President Obama is a uniquely gifted speaker, and is widely regarded as one of the most talented political communicators in modern history. This will be the eighth one-on-one presidential debate of his political career. For Mitt Romney, it will be his first.
Four years ago, Barack Obama faced John McCain on the debate stage. According to Gallup, voters judged him the winner of each debate by double-digit margins, and their polling showed he won one debate by an astounding 33-point margin. In the 2008 primary, he faced Hillary Clinton, another formidable opponent ? debating her one-on-one numerous times and coming out ahead. The takeaway? Not only has President Obama gained valuable experience in these debates, he also won them comfortably.
But what must President Obama overcome? His record. Based on the campaign he?s run so far, it?s clear that President Obama will use his ample rhetorical gifts and debating experience to one end: attacking Mitt Romney. Since he won?t ? and can?t ? talk about his record, he?ll talk about Mitt Romney. We fully expect a 90-minute attack ad aimed at tearing down his opponent. If President Obama is as negative as we expect, he will have missed an opportunity to let the American people know his vision for the next four years and the policies he?d pursue. That?s not an opportunity Mitt Romney will pass up. He will talk about the big choice in this election ? the choice between President Obama?s government-centric vision and Mitt Romney?s vision for an opportunity society with more jobs, higher take-home pay, a better-educated workforce, and millions of Americans lifted out of poverty into the middle class.
This election will not be decided by the debates, however. It will be decided by the American people. Regardless of who comes out on top in these debates, they know we can?t afford another four years like the last four years. And they will ultimately choose a better future by electing Mitt Romney to be our next president.
Source: http://kdvr.com/2012/09/28/romney-adviser-president-likely-to-show-better-at-denver-debate/
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Saturday, September 29, 2012
Google adds CardDAV support to contacts for easier syncing with iOS and other third-party devices
The marvelous folks from Mountain View never seem to take a break from working on tools to help make almost everyone's life easier -- even if some of these folks happen to be on the other side. Today, Google announced it was adding CardDAV to the list of open protocols it currently supports to access Gmail and Calendar from mobile apps and devices alike, noting that with the recent adaptation it'll be easier for third-party clients -- such as iOS -- to access and sync with Google Contacts. Better yet, the company posted a full set of instructions on how users can do just that, which you will find at the source link below.
Filed under: Internet, Software
Google adds CardDAV support to contacts for easier syncing with iOS and other third-party devices originally appeared on Engadget on Fri, 28 Sep 2012 01:50:00 EDT. Please see our terms for use of feeds.
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Police ID man who killed self on TV after chase
In this video grab provided by Fox 10 News, a vehicle involved in a police car chase is followed on an interstate highway by a television station helicopter west of Phoenix, Friday, Sept. 28, 2012. Police say a man fatally shot himself in the head on live national television at the end of the high-speed chase that began in Phoenix when the driver stopped, ran into the desert and placed a handgun to his head and fired. (AP Photo/Fox 10 News)
In this video grab provided by Fox 10 News, a vehicle involved in a police car chase is followed on an interstate highway by a television station helicopter west of Phoenix, Friday, Sept. 28, 2012. Police say a man fatally shot himself in the head on live national television at the end of the high-speed chase that began in Phoenix when the driver stopped, ran into the desert and placed a handgun to his head and fired. (AP Photo/Fox 10 News)
Map shows Tonopah Arizona, where a suspected car-jacker appears to shoot himself on live television.
This image provided by the Arizona Department of Corrections shows Jodon Romero. Phoenix police identified Romero as a wanted felon who shot at officers and then led them on a hour-long chase Friday, Sept. 28, 2012 that ended with his suicide, which was inadvertently televised nationally by Fox News. (AP Photo/Arizona Department of Corrections)
PHOENIX (AP) ? A man who stole a car at gunpoint, shot at Phoenix police officers and then led them on a chase that ended with his suicide broadcast on national television was identified Saturday as a wanted felon with a long criminal history.
Jodon F. Romero, 33, was wanted for violating his parole for a weapons conviction and had numerous other violent crimes in his background, police spokesman Sgt. Tommy Thompson said.
At the end of an hour-long pursuit on an interstate west of Phoenix Friday, Romero pulled into the desert and an officer shot at him, although it appears he missed, Thompson said. Romero then walked off the dirt road, put a gun to his head and killed himself.
Fox News was covering the chase that began about midday Friday using a live helicopter shot from Phoenix affiliate KSAZ-TV. Anchor Shepard Smith told viewers that the video was supposed to be on a delay so it could be cut off if something went awry.
"We really messed up, and we're all very sorry," Smith said minutes after the suicide aired. Fox apologized for showing the violence on air. KSAZ itself was not airing the chase.
On Saturday, Thompson said police did everything in their power to de-escalate the situation, but Romero seemed intent on continuing a crime spree that began with a minor incident where he apparently hit a passing car with his hand, leading to a call to police.
As officers were heading to the south Phoenix area, they learned that a Dodge Caliber sedan had just been stolen at gunpoint from a nearby restaurant parking lot.
They spotted the car and gave chase, but pulled back when Romero running red lights and endangering the public, Thompson said. Instead, unmarked cars and a police helicopter began following him at a distance.
Romero drove into an industrial area and spotted two marked police units, with one officer standing beside one car talking with another officer. He veered into their lane and opened fire, missing the officers but hitting one patrol car.
He then got onto Interstate 10, heading west toward California at speeds in excess of 100 mph.
The police helicopter and unmarked police vehicles followed at a distance, and the Fox helicopter began its coverage.
Romero fired at the police helicopter during the chase, but didn't hit it, Thompson said.
About 75 miles west of Phoenix he got off the interstate and drove off into the surrounding desert.
He eventually stopped, got out of the car and began walking down a dirt road. That's when an officer fired one shot at him.
Although Thompson said it appear the shot missed, television footage shows Romero stumbling and falling down and appearing to feel his torso before waking into some brush.
That's when he shot himself in the head.
An autopsy will determine if he was actually shot by an officer as well.
Thompson said it was clear to officers they had to stop Romero from getting back to a populated area.
"Anybody who will shoot at police officers, that shows a total disregard for them, will shoot at anybody else," he said. "And this needed to be put to an end. Even after we backed out all the marked units he still continued to go."
Arizona Department of Corrections records show Romero was imprisoned from April 2010 to June 2012 for a felony weapons charge.
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Samsung wins reconsideration of Galaxy Tab sales ban
US-APPLE-SAMSUNG-RULING:Samsung wins reconsideration of Galaxy Tab sales ban
SAN FRANCISCO (Reuters) - A U.S. appeals court ruled on Friday that a lower court should reconsider a sales ban against Samsung's Galaxy Tab 10.1 won by Apple in a patent dispute with the South Korean electronics maker.
The injunction was put in place ahead of a month-long trial that pitted iPhone maker Apple Inc against Samsung Electronics Co Ltd in a closely watched legal battle that ended with a resounding victory for Apple last month on many of its patent violation claims.
However, the jury found that Samsung had not violated the patent that was the basis for the tablet injunction and Samsung argued the sales ban should be lifted. U.S. District Judge Lucy Koh said she could not act because Samsung had already appealed.
In its ruling on Friday, the Federal U.S. Circuit Court of Appeals in Washington said Koh could now consider the issue.
The decision comes just a month before the South Korean corporation is expected to unveil the second generation of one of its most successful devices, the stylus-equipped Note.
The Galaxy 10.1 is an older model, but the ban still hurts Samsung in the run-up to the pivotal holiday shopping season.
The world's top two smartphone makers are locked in patent disputes in 10 countries as they vie to dominate the lucrative market, which is growing rapidly.
A U.S. jury found during the just-concluded trial that Samsung had copied critical features of the iPhone and iPad and awarded Apple $1.05 billion in damages.
(Reporting By Dan Levine; Editing by Lisa Von Ahn. Editing by Andre Grenon)
Source: http://www.itbusinessnet.com/articles/viewarticle.jsp?id=2218269
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Federal Housing Finance Agency Reports Mortgage Interest Rates ...
Washington, DC ? September 27, 2012 ? (RealEstateRama) ? The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some adjustable-rate mortgage (ARM) contracts, was 3.56 percent based on loans closed in August. There was a decrease of 0.10 percent from the previous month. In March of 2012, FHFA began calculating interest rates using un-weighted survey data. The complete contract rate series can be found at http://www.fhfa.gov/Default.aspx?Page=251.
The average interest rate on conventional, 30-year, fixed-rate mortgage loans of $417,000 or less decreased 10 basis points to 3.74 in August. These rates are calculated from the FHFA?s Monthly Interest Rate Survey of purchase-money mortgages (see technical note). These results reflect loans closed during the August 27 ? 31 period. Typically, the interest rate is determined 30 to 45 days before the loan is closed. Thus, the reported rates depict market conditions prevailing in mid- to late-July.
The contract rate on the composite of all mortgage loans (fixed- and adjustable-rate) was 3.56 percent in August, down 9 basis points from 3.65 percent in July. The effective interest rate, which reflects the amortization of initial fees and charges, was 3.69 percent in August, down 9 basis points from 3.78 percent in July.
This report contains no data on adjustable-rate mortgages due to insufficient sample size.
Initial fees and charges were 1.07 percent of the loan balance in August, up 12 basis points from July. Eight percent of the purchase-money mortgage loans originated in August were ?no-point? mortgages, down 12 percent from the share in July. The average term was 27.5 years in August, unchanged from July. The average loan-to-price ratio in August was 75.8 percent, down 0.3 percent from 76.1 percent in July. The average loan amount was $256,900 in August, down $2,000 from $258,900 in July.
Recorded information on this index is available by calling (202) 649-3993. For technical questions on this index, please call David Roderer at (202) 649-3206. The September index value will be announced on Oct. 30, 2012.
Technical note: The data are based on a small monthly survey of mortgage lenders which may not be representative. Survey respondents are asked to report the terms and conditions on all conventional, single-family, fully amortized, purchase-money loans closed during the last five working days of the month. The sample is not a statistical sample but is rather a convenience sample. The data exclude FHA-insured and VA-guaranteed mortgages, refinancing loans, and balloon loans. This month?s data are based on 5,886 reported loans from 34 lenders, which may include savings associations, mortgage companies, commercial banks, and mutual savings banks. The effective interest rate includes the amortization of initial fees and charges over a 10-year period, which is the historical assumption of the average life of a mortgage loan.
###
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.7 trillion in funding for the U.S. mortgage markets and financial institutions.
Contact:
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Stefanie Johnson (202) 649-3030
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Related posts:
- Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - August 28, 2012 - (RealEstateRama) -- The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some adjustable-rate mortgage (ARM) contracts, was 3.66 percent based on loans closed in July. Beginning in March, FHFA is calculating interest...
- Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - July 26, 2012 - (RealEstateRama) -- The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some adjustable-rate mortgage (ARM) contracts, was 3.67 percent based on loans closed in June. Beginning in March, FHFA is calculating interest...
- Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - June 26, 2012 - (RealEstateRama) -- The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some adjustable-rate mortgage (ARM) contracts, was 3.78 percent based on loans closed in May. Beginning in March, FHFA is calculating interest...
- Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - May 29, 2012 - (RealEstateRama) -- The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some ARM contracts, was 3.93 percent based on loans closed in April. Beginning in March, FHFA is calculating interest rates using...
- Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - April 26, 2012 - (RealEstateRama) -- The Federal Housing Finance Agency (FHFA) today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some ARM contracts, was 3.90 percent based on loans closed in March. Beginning in March, FHFA is calculating interest rates using...
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Fit 50-somethings face less chronic disease
Fit 50-year-olds are less likely to get chronic diseases as they age, according to a U.S. study that sheds new light on the link between exercise and healthy aging.
?It has been known for decades that if you are more fit, you live longer,? Dr. Jarett Berry at the University of Texas Southwestern Medical Center, Dallas, told Reuters Health. ?But it has not been clear that you have a higher quality of life, that you age better.?
It?s possible that fit people just delay the onset of chronic illness, for instance, and end up being sick just as long as their weaker peers. But that doesn?t appear to be the case, according to the new research, published in the Archives of Internal Medicine on Monday.
?We see truly reduced chronic disease, rather than just delaying the inevitable,? said Berry, who led the study.
He and his colleagues studied more than 18,600 healthy men and women who had undergone a treadmill test sometime around age 50 to measure their cardiorespiratory fitness.
Using Medicare claims data spanning an average of 26 years, the researchers then linked the treadmill results to the rate of eight chronic conditions, including heart disease, diabetes, Alzheimer?s disease and colon cancer.
Among men in the lowest fifth of fitness scores, the rate of chronic disease was 28 per cent per year. By contrast, the rate was only 16 per cent per year among the top fifth.
For women, the numbers were 20 per cent per year versus 11 per cent, respectively.
The findings don?t prove that exercising more cuts the risk of chronic disease, because it could be that people with a lot of physical activity also eat healthier foods ? something the researchers didn?t take into account. They did account for smoking, alcohol use, obesity, blood pressure and cholesterol levels.
In a commentary, Dr. Diane Bild of the National Heart, Lung and Blood Institute in Bethesda, Maryland, notes that there could also be genetic factors that predispose people to both fitness and health.
But she added that ?physical activity has a host of well-proven benefits, including effects on weight, cardiovascular disease risk factors, bone health and mental health.?
Berry said even if genetics are at work, it doesn?t mean exercise can?t make a difference. He said national guidelines recommend 150 minutes of moderate-intensity exercise or 75 minutes of high-intensity exercise every week.
The new study would seem to argue for more-vigorous activities such as jogging, cycling or playing basketball.
?We know from prior literature that higher-intensity exercise tends to translate into more fitness,? Berry said. ?Walking is clearly better than doing nothing, but if you can make the choice between walking and jogging, then jogging is probably better for you.?
Source: http://www.calgaryherald.com/health/somethings+face+less+chronic+disease/7316309/story.html
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Friday, September 28, 2012
Motorola Droid XYBOARD 8.2 poised to get ICS update
It's been about a month since we saw Motorola rolling out the Ice Cream Sandwich update for the Wifi only version of the XYBOARD, and now we see that Verizon has posted the changes and instructions for the LTE version's update.
In addition to the changes and security enhancements that come with ICS, Verizon lists the following benefits of the update:
- Includes the latest Motorola USB driver to allow Xyboard to connect to a computer to transfer files.
- Securely refresh your Corporate Email account with the native email client.
- Faster Browsing Experience
- Improved network connectivity
With the device page now up for the world to see at Verizon's website, we expect the update itself to begin rolling out shortly. Keep an eye out for it, and holler loud in the comments and forums when you see it.
Source: Verizon
 |  |
Source: http://feedproxy.google.com/~r/androidcentral/~3/aJKVstwao3Q/story01.htm
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Wanted: Business Insider Is Hiring An Experienced Mobile Apps ...
Business Insider is seeking an experienced mobile applications developer to join the BI tech team and the fast-paced, exciting world of software development at a digital media startup.
The successful candidate will help maintain and extend our just-released new iPhone app and forthcoming new iPad and Android apps, as well as create new mobile-first apps. The position demands a self-motivated professional with strong IOS development experience. Android experience is not necessary but is a major plus. The ideal candidate should have big ideas about mobile news, a startup mindset, and the skills to implement our collective ideas.
Applicants should have a self-starting work-hard-play-hard startup mindset. We don?t let bureaucracy get in our way, and we don?t have a lot of meetings, but we do play a lot of ping-pong. A candidate who could strongly represent the tech team and give perennial champ Jay Yarow a challenge at the ping pong table would also be a plus.
Requirements:
Experience building and releasing IOS applications Experience implementing mobile apps that call RESTful web APIs Experience building mobile user-focused interfaces Android development knowledge a plus Strong communication skills Based in New York ? you will need to be able to work out of our office on Park Avenue South. Some telecommuting is fine Three+ years of experience preferred
We offer a competitive salary and good benefits.Please email a cover letter, resume, and a short code sample topax@businessinsider.com. Thanks in advance..
via Business Insider
Source: http://iredlof.com/wanted-business-insider-is-hiring-an-experienced-mobile-apps-developer/
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Nokia Lumia Premium Pricing Won?t Help Windows Phone Adoption
Nokia is releasing pricing for its Lumia 920 and 820 in Europe. But the premium price isn't going to help drive Windows Phone adoption.
Source: http://feedproxy.google.com/~r/GearFactor/~3/uezM5pwwkqI/
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Markets falter as focus remains on Spain
LONDON (AP) ? Market trading proved volatile Friday ? the last working day of the quarter ? as investors continued to fret over Spain.
Trading is often complicated at the quarter's end as it is the deadline for certain trades and agreements to be settled. This sometimes involves buying and selling large amounts of stocks at the last minute in order to make a profit on a deal.
"It is end week, end month and end quarter," said Neil MacKinnon, global macro strategist at VTB Capital. "Investors are alert to impending year-end."
Investors also remained cautious over Spain, a day after the country's government announced big spending cuts it hopes will convince potential bailout creditors and investors it has a rock-solid plan to heal its public finances.
The positive momentum generated by Thursday's Spanish budget ground to a halt Friday as investors waited for the results of stress test results into 14 of the country's banks, which are due after European markets close. Rating agency Moody's is also expected to pronounce on its view on Spain's creditworthiness. There are concerns that the agency will downgrade Spain's government debt to junk status.
Craig Erlam, markets analyst at Alpari, said a downgrade to junk status could "create some panic" among holders of Spanish debt that could prompt a sell off and force yields higher.
"The positive side to this is this could accelerate the bailout request," Erlam said. The other 16 countries that use the euro and the European Central Bank are prepared to help Spain financially, should it need it, but Madrid has so far put off a request.
By midday in Europe, shares were mixed, with Madrid's IBEX index underperforming its peers. The IBEX was trading 1.6 percent lower at 7,712. Elsewhere, Germany's DAX was 0.4 percent lower at 7,261 while the CAC-40 in France fell 1 percent to 3,404. The FTSE 100 index of leading British shares 0.1 percent lower at 5,775.
Wall Street was posed for a slightly lower open, too, with both Dow futures and the S&P 500 futures down 0.4 percent.
On Thursday, the Spanish government said it planned to cut overall spending by ?40 billion ($51 billion) in 2013, a move that won a generally positive response in financial markets. Many investors think the cuts will lay the ground for Spain, the fourth largest economy in the eurozone, to seek financial help from fellow countries in the bloc and the European Central Bank.
Earlier this month, the ECB announced a new bond-buying plan largely designed to keep a lid on Spain's borrowing costs. However, Spain would first have to ask for financial aid from fellow eurozone countries.
Spanish Prime Minister Mariano Rajoy has balked at doing so, partly because it could require new austerity cuts. The hope is that the new budget measures are enough to stem any further requirements in the event of a request for help.
"Yesterday's news was clearly a move to forestall the kind of punitive measures we saw imposed on Greece and others," said Chris Beauchamp, market analyst at IG.
Other financial markets were fairly subdued, with the euro up 0.1 percent at $1.2922 and a barrel of oil up 12 cents at $91.99.
Earlier in Asia, stocks had been buoyed by speculation that China's central bank will act soon to help the world's No. 2 economy.
Hong Kong's Hang Seng Index rose 0.4 percent to 20,840.38. South Korea's Kospi added nearly 0.4 percent to 1,996.21. But Japan's Nikkei 225 index lost 0.9 percent to 8,870.16, sinking on a government report that showed industrial production fell a further 1.3 percent in August.
Mainland Chinese shares rose ahead of an extended holiday next week. The Shanghai Composite Index gained 1.5 percent to 2,086.17 and the Shenzhen Composite Index rose 1.9 percent to 853.83.
Benchmark oil for November delivery was up 41 cents to $92.26 per barrel in electronic trading on the New York Mercantile Exchange. The contract rose $1.87 to finish at $91.85 on the Nymex on Thursday.
In currencies, the euro rose to $1.2934 from $1.2917 late Thursday in New York. The dollar fell to 77.59 yen from 77.62 yen.
Source: http://news.yahoo.com/markets-falter-focus-remains-spain-110647752--finance.html
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Analyst downgrades Intel on tablet concerns
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Source: http://news.yahoo.com/analyst-downgrades-intel-tablet-concerns-182630477--finance.html
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Askewl dot com ? Convenient Secrets In Loan Workout ? The Facts ?
Melisa D. M. Fraser ? Caused from the latest home property crash, The particular Aboard of Governors of the Fed banking technique granted and followed an insurance plan affirmation last March in read more. The federal government Hold and also the other economic regulators issued this plan statement to revise historical guidance in connection with workout of Commercial Property loans. Federal government government bodies are finding in which prudent Way s of gener mortgage loan workouts are often inside the needs in the standard bank and also the individuals.
According to the specialists within the field, there?s roughly 3.Five mil us dollars valuation on real estate debt in the united states leading to half is incorporated in the hands regarding community as well as local lending institutions. The majority of this kind of debts are in danger since the re-finance markets are currently non-existent. Add to that the actual rapidly declining price of these kinds of components plus you?ve got a commercial financial debt situation just like we?ve got in no way knowledgeable prior to on this land.
The sole useful reply in the near future can be a professional mortgage loan modification which is just what the Federal Reserve will be hoping for. The Current is preparing bonuses for commercial loan companies to stop the multi-trillion greenback downturn that will looms. Many financiers search really upon industrial home loan alterations, and so are much more prepared to use certified organizations about problem bank loan workouts. An industrial mortgage loan changes is an alteration for your current loan that might result in the conditions simpler for the company to afford. An advertisement house loan can be secured through accommodations, courses, shopping centers, apartment buildings, office buildings, shipping and delivery stores, or another kind of professional property that does not get into the actual 1-4 unit residential property explanation.
An industrial Home loan modification is not a fairly easy thing to risk-free and should end up being arranged through a lawyer informed about a and one who?s the particular supporting documents necessary to be capable of tactic your current lender which has a doable workout remedy. A good work out answer usually takes the form of an interest rate lowering, term file format, principal forgiveness, temporary forbearance, small refi choice or perhaps any blend of these kinds of.
Source: http://askewl.com/convenient-secrets-in-loan-workout-the-facts/
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World's largest oil trader flouts Iran sanctions
Denis Balibouse / Reuters
A sign is pictured in front of Vitol Group trading commodities company building in Geneva in this October 4, 2011 file photo.
By Luke Pachymuthu, Randy Fabi and Chen Aizhu, Reuters
SINGAPORE/BEIJING?- Vitol, the world's largest oil trader, is buying and selling Iranian fuel oil, undermining Western efforts to choke the flow of petrodollars to Tehran and put pressure on Iran's suspected nuclear weapons program.
Vitol last month bought 2 million barrels of fuel oil, used for power generation, from Iran and offered it to Chinese traders, Reuters established in interviews with 10 oil trading, industry and shipping sources in Southeast Asia, China and the Middle East. A spokesman for Vitol declined to comment.
Swiss-based Vitol is not obliged to comply with a ban imposed in July by the European Union on trading oil with Iran because Switzerland decided not to match EU and U.S. sanctions against Tehran.
The company earlier in the year stopped trading Iranian crude oil from its main European offices before the July 1 EU embargo deadline. But the trading sources said it has continued to deal in Iranian fuel oil from the Middle East.
The tale of the cargo of Iranian fuel oil involves tanker tracking systems being switched off, two ship-to-ship transfers, and blending of the oil with fuel from another source to alter the cargo's physical specification.
Privately-held Vitol SA is led by its long-time CEO Ian Taylor, a Briton. Taylor was among leading donors to Britain's ruling Conservative Party named in March by the Prime Minister's office as having dined with David Cameron at his private apartment in Downing Street amid the fall-out from a "cash for access" party funding scandal. Britain is a vociferous critic of Tehran's nuclear program and a leading advocate of the EU sanctions.
Swiss loophole
Vitol has said previously it is in compliance with sanctions against Iran, but has declined to say whether or not it would follow the strict EU regulations rather than Switzerland's.
Rival Swiss-based traders Glencore and Trafigura said in July they had halted all Iranian oil trade, even though the Swiss government opted against following measures imposed by Washington and Brussels.
The measures have halved OPEC member Iran's crude oil export revenues, devaluing the rial currency and bringing financial hardship to millions of Iranians.
On top of the EU ban, Iran's four biggest oil buyers - China, India, Japan and South Korea - have reduced their imports by at least a fifth to secure exemptions from the threat of U.S. financial sanctions on their companies.
Vitol last year earned record revenue of $297 billion, a near-five-fold increase since 2004. It does not reveal profits.
Fuel oil is a small part of its trading portfolio, accounting for $24 billion of revenue last year compared to $105 billion from crude and $100 billion from other refined products.
Profit margins on oil trade are typically very low, but traders said Iran's difficulties in finding buyers because of sanctions are likely to have made for a fat profit margin for trading its fuel oil.
Ship-to-ship
Vitol acquired the Iranian fuel oil early this month in a ship-to-ship transfer off Malaysia from a National Iranian Tanker Company (NITC) vessel, the Leadership, onto a Vitol-chartered tanker, the Ticen Ocean.
The Ticen Ocean was sub-contracted by Vitol for floating storage off the Malaysian port of Tanjung Pelepas from Titan Petrochemicals, a Hong Kong company which itself hired it from shipowner Frontline of Norway.
Frontline said Titan had told it the ship was not used to store Iranian oil. "Our only counterpart in this matter is Titan and they have said it is not correct that there has been Iranian oil on the boat," said Frontline CEO Jens Martin Jensen.
Titan did not return calls or emails seeking comment.
The Leadership left Iran's main oil export terminal at Kharg Island during the week of August 23, passing through the Strait of Malacca before disappearing from freight tracking systems off the Malaysian coast on September 4. Since sanctions were imposed, Iranian vessels have frequently switched off the onboard 'black-box' transponders used in the shipping industry to monitor vessel movements.
Industry sources in Tanjung Pelepas who monitor shipping transfer operations in Malaysian waters said Vitol later brought alongside another tanker, the Speranza, to replace the Ticen Ocean as floating storage. The Speranza, owned by China's Sino Shipping Holdings, arrived at Tanjung Pelepas on September 13-14, Reuters data shows.
Vitol also transferred some of its fuel oil from the Ticen Ocean between September 11-12 to another vessel, the Kamari I, according to Reuters data. That cargo was delivered to Vitol's storage terminal on the Malaysian island of Tanjung Bin, inside Tanjung Pelepas port, one trading source said.
'Special blend'
Traders said the company then blended the oil in storage with fuel oil sourced from Europe, calling it a "special blend" and offered it to Chinese traders. Reuters was given a copy of the specifications of the cargo on offer.
Vitol first asked a $30 premium to Singapore's benchmark 180-centistoke fuel oil price, said a Chinese industry executive who manages some of China's many small, independent refineries, known as teapots. That would have valued the 2-million-barrel cargo at about $250 million.
"Because the offer was too high, our people didn't really carry on the talks," the Chinese executive said. "Vitol also appeared not in a hurry to sell, so was not being aggressive."
Two Asian refinery buyers who were then offered the oil said the asking price was cut to a $12-$14 premium to Singapore benchmark prices, or around $175 million in total.
"Vitol is offering the cargo as a special blend to teapot refiners in Shandong," said a China-based trader. "No one's agreed to buy the Vitol cargo. I declined because I wasn't sure of the quality and specifications."
At the time of publication it is not known whether Vitol had agreed a deal to sell the oil.
Insurance
Vitol's use of the Ticen Ocean to store Iranian oil could put the tanker's insurance at risk. The vessel is insured by the North of England P&I Association.
The EU's oil embargo bans EU insurers who underwrite around 90 percent of the world's tanker fleet from providing cover for ships carrying Iranian oil.
Mike Salthouse, director of North Insurance Management, which acts as manager for the North of England P&I Association, said it would not provide cover for tankers storing or transporting Iranian oil.
"We would not expect to continue to insure any fleet actively engaged in this trade," he said, but declined comment specifically on the Ticen Ocean.
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Dan Yergin, IHS vice chairman, discusses the impact of Western sanctions on Eastern oil and its impact on oil prices.
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