Environment Canada probing tornado reports in eastern N.B.

CTVNews.ca Staff
Published Sunday, July 21, 2013 11:23AM EDT
Last Updated Sunday, July 21, 2013 8:36PM EDT

Parts of southern New Brunswick are cleaning up after a quick but destructive storm downed trees and levelled buildings Saturday night.

Several communities in and near the Grand Lake area were hit with strong winds, and possibly a tornado, according to video and eyewitness accounts.

One hard-hit area was Cambridge Narrows, located approximately 40 kilometres southeast of Fredericton.

Property owner Harold Jones lost three buildings in the storm. Several of his tractors were damaged.

?It only lasted about three minutes to five minutes and it was over,? said Jones told CTV Atlantic. ?I looked out on the veranda and everything was in the air, just like a big funnel -- pieces of garage, everything just flying.?

Nearby resident Mary-Beth Mitchell said she couldn?t believe what she was witnessing.

?We saw the lightning and we heard a lot of wind and a lot of rain, but when we came out this morning we drove down the road, there were all the trees uprooted.

?You don?t see stuff like that in New Brunswick.?

In nearby Whites Cove, strong winds destroyed a barn and a 100-year-old tree.

Alex Hache was finishing a day of waterskiing on a the lake with friends when he saw a something stirring in the distance.

?We just kept watching it and it just started getting bigger and bigger,? said Hache, who captured video footage of what appears to be a funnel cloud.

Says his friend Matthew Rideout: ?We saw it lift up a barn and disintegrate it. That?s huge, that?s strong.?

NB Power spent Sunday reconnecting power lines that were knocked out in the storm.

There were no reports of injuries.

Environment Canada is sending a team Monday to investigate the damage and assess whether the storm system was indeed a tornado.

With reports from CTV Atlantic?s Ashley Dunbar and David Bell

Source: http://www.ctvnews.ca/canada/environment-canada-probing-tornado-reports-in-eastern-n-b-1.1376683

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'North Pond Hermit' nabbed by Maine police

ROME, Maine (AP) ? Authorities say a man who lived like a hermit for decades in the woods of central Maine and may be responsible for more than 1,000 burglaries has been captured.

Police say 47-year-old Christopher Knight was arrested last week while stealing food from a camp in Rome.

Authorities on Tuesday found the campsite where they believed Knight ? known as the North Pond Hermit ? has lived for 27 years.

State police said they had no information on whether Knight has an attorney. A message could not be left after hours for officials at the Kennebec County Jail in Augusta, where Knight was being held on $5,000 bail on charges of burglary and theft.

Source: http://news.yahoo.com/maine-hermit-living-wild-27-years-arrested-163447480.html

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B&O Play H3 and H6 bring Bang & Olufsen's newer badge to headphones

Bang & Olufsen already offers headphones, and it has the B&O Play line to serve a mobile-oriented world. Wouldn't it be nice if the two categories mixed? As of today, they do. The B&O Play H3 in-ears and H6 over-ears apply that Danish love of aluminum and leather to the kind of headphones you'd want to pack with your MP3 player or smartphone. The H3 carries 10.8mm drivers, a mini bass port and a 20Hz to 16kHz range in a unibody shape that should hold up to exercise; the slightly more stationary H6 over-ears sport 40mm drivers and a wider 20Hz to 22kHz range. Both have primarily iOS-oriented in-line mics and remotes, although the H6 alone has Monster-sourced daisy chaining support to share tunes with others. Don't expect a significant break in B&O's premium pricing just because they're B&O Play-branded headsets, however. The H3 and H6 will respectively cost €249 and €399 when they hit some retail stores in May, and US pricing isn't likely to be much cheaper.

Filed under: Cellphones, Portable Audio/Video

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Source: B&O Play

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Bernanke notes 'stress tests' show stronger banks

WASHINGTON (AP) ? The Federal Reserve's annual "stress tests" of major U.S. banks have become better able to detect risks, Chairman Ben Bernanke said Monday night. He said the tests show that the banking industry has grown much healthier since the financial crisis.

Speaking in Atlanta, Bernanke noted that this year's tests showed that 18 of the biggest banks had collectively doubled the cushions they hold against losses since the first tests were run in 2009. He says the tests are providing vital information to regulators.

The latest test results were released last month. They showed that all but one of the 18 banks were better prepared to withstand a severe U.S. recession and an upheaval in financial markets. The tests are used to determine whether the banks can increase dividends or repurchase shares.

Bernanke's comments came in a speech to a financial markets conference sponsored by the Federal Reserve Bank of Atlanta. He said he viewed the first stress test conducted in 2009, months after the financial crisis struck, as "one of the critical turning points in the crisis."

"It provided anxious investors with something they craved: credible information about prospective losses at banks," he said.

Bernanke said that in the ensuing years, the Fed has worked to improve the stress tests so they could serve as a resource for banking regulators to monitor and detect threats to the financial system.

During a question period after the speech, Bernanke was asked what kept him up at night.

"Let me assure you, there are no major problems you haven't heard about," he said in response. He said his list of concerns include whether the recovery will gain momentum and when the country will get back to full employment.

He said the economic situation in Europe also remains complex, as that region struggles to deal with its debt crisis. He said in the United States, a major issue remains how to deal with high budget deficits without compromising the economic recovery.

Bernanke made no comments during his appearance that suggested he was ready to modify the low-interest rate policies the Fed is pursuing in an effort to boost economic growth and lower unemployment.

The stress tests have been criticized by some banks because the central bank has kept secret the full details of the computer models it is using to evaluate each bank. The Fed has defended this practice. It has argued that it is similar to teachers not giving students specific questions that will appear on a test to guard against students memorizing the answers.

"We hear criticism from bankers that our models are a 'black box' which frustrates their efforts to anticipate our supervisory findings," Bernanke said. He said that over time, the banks should better understand the standards the tests are measuring.

In this year's test, the Fed approved dividend payment plans and stock repurchase plans for 14 of the 18 banks outright.

Two of the banks, JPMorgan Chase and Goldman Sachs, were told by the Fed that they could proceed with their plans but would need to submit new capital plans. Two other banks, Ally Financial and BB&T, were forbidden by the Fed to go through with their dividend increases and share buybacks.

Ally Financial, the former financing arm of General Motors, fared the worst on the stress test. The Fed's data showed that Ally's projected capital level was below the minimum the Fed thinks a bank would need to survive a severe recession. Ally officials said they believed the Fed's testing models were unreasonable.

BB&T, based in Winston-Salem, N.C., said it would resubmit its capital plan and that it believes that it will be able to address the factors which had led to the Fed's objections.

___

Associated Press reporter Ray Henry in Atlanta contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2013-04-08-Bernanke-Banks/id-4dd694fa9cd9422a996fb4a7694d6e26

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Associate Real Estate Development and Finance Building Land ...

?

Associate ? Real Estate Development and Finance?

Building and Land Technology seeks an Associate to assist with financial analysis and transaction management across BLT?s portfolio.? Building and Land Technology (BLT) is a privately held, vertically integrated, mixed use real estate development, property management and private equity firm (www.bltoffice.com).? BLT was founded in 1982 and has developed, owned and managed over five million square feet of commercial space and over 4,500 residential units.? BLT office holdings include the corporate headquarters for Gen Re, GE Commercial Finance, Diageo, GE Real Estate, Xerox, GE Energy, Design Within Reach, Kayak Software, AON/Hewitt, Starwood Hotels and Resorts, and Structured Portfolio Management. BLT?s numerous office parks, apartment complexes, single family subdivisions, common interest communities and adaptive reuse projects total in excess of 8,000,000 square feet of development throughout Fairfield County. BLT is also the developer of Harbor Point (www.harborpt.com), a transformative mixed-use development in Stamford, CT. One of the largest redevelopments on the eastern seaboard, Harbor Point encompasses an entire neighborhood, with more than 4,000 residential units and several million square feet of commercial development. BLT?s holdings include more than 100 active real estate companies, a majority interest in William Pitt Sotheby?s residential brokerage firm with 28 offices and 1,100 agents, a mortgage and insurance company as well as numerous private equity investments.

?

Responsibilities?

• Serve as a critical member of BLT?s transaction team
• Provide financial modeling, deal underwriting and analysis, market research, transaction due diligence, and approval memoranda for acquisitions, restructurings, financings, and dispositions
• Independently develop financial models, including property-level budgets, financial proformas, cash flow waterfalls, and sensitivity analyses for debt and equity investment opportunities
• Prepare approval memos for submission to senior management with a comprehensive analysis of the deal terms
• Proactively source new lending relationships
• olicit and negotiate transaction term sheets
• Partner with deal team in development of pricing and bid strategies?
• Review and negotiate transaction documents
• Close loan, equity and tax credit transactions
• Act as a liaison with Asset Management to ensure all post-closing items are completed and all BLT departments or third parties are prepared to execute on the business plan?
• Produce materials for monthly asset management reviews and investor reporting packages

?

Qualifications

• Bachelor?s Degree required, MBA in Finance or Real Estate preferred
• 5-7 years of real estate transactions experience?
• Prior experience in overseeing legal teams and third party consultants
• Experience in negotiating legal documents
• Experience in budgeting, financial analysis and portfolio review
• Experience in working in a cross-functional group, project management and/or process improvement?
• Strong sense of urgency and ability to meet deadlines is a must
• Expert experience with Microsoft Excel?

?

Source: http://www.selectleaders.com/candidate/viewjobdetails.do?jid=28479

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Banner Ad's Creators Dismayed By Its Current State | Digiday

Display advertising is now 18 years old. By all accounts, it?s undergoing something of an adolescent crisis.

The banner ad has grown into an industry workhorse. In some ways, its success is obvious. After all, the top five sellers of display advertising are projected by eMarketer to generate $18.6 billion in the U.S. alone this year, a 20 percent increase from 2011. The ad tech industry, tapping into new pools of data and efficient distribution systems, is making display advertising more efficient and more targeted.

And yet there is plenty of discontent around the banner. Publishers in particular rue how commoditized it has become in a sea of 5.3 trillion annual impressions. Advertisers and agencies lament the lack of creativity typically given banners, which some see as on their way to becoming a purely direct-response tool.

Digiday asked those involved in the creation of the first banner ad ? an AT&T ad that ran on HotWired in October 1994 ? for their thoughts on the state of the banner ad nearly two decades later. A future story this week will take a look at how the banner ad came to be during that time.

G.M. O?Connell, founder of Modem Media, the agency that created the first banners
The patient isn?t that healthy. It?s tough for me to see the banner paradigm being the main unit. The fact that it?s migrated from Prodigy to the Internet to the cell phone is a joke. The creativity is disappointing at best. It?s easy for me to say it sucks, but I don?t know what the better thing is. My philosophy has been if you?re not serving the customer with what you put online you?re going to end up in a bad place. Most [banners] aren?t serving value. They?re in the business of interrupting what you?re doing. There?s a limited creativity that?s been applied with what you can do with that space and the space itself is very limiting. On cellphones, it?s worse. Today these retargeting ads are creepy to me. I get it, but to do the equivalent of tracking a guy out of a shopping mall to his car and jumping on top of his car is what we?re doing on the Web now. Online is not a medium built on intrusion. It has to work in the context of what people are trying to accomplish.

Bill Clausen, the client at AT&T, the first banner ad advertiser
I think banner ads can be a part of your overall campaign but should not be the primary or only thing you do. It?s like your logo on your Web page. Your banner ad needs to be clever. Most people are ignoring them. They?re nothing but eye candy on the page. I don?t think they?ve evolved enough. They?ve unfortunately suffered a very slow growth as far as what a smart person could do. I don?t think they?re used very well at all.

Joe McCambley, creative director at Modem Media, who worked on the AT&T placement
Ours is an industry that kills the goose that lays the golden egg. Emails in 1994 had 100 percent open rates. Banners performed almost as well. I don?t even answer my land line anymore, because the only ones who call it are telemarketers. If advertisers can make the phone suck, imagine what they?ll do to content marketing. Between print, radio, tv, phones, The World Wide Web, tablets and now mobile phones, our industry has been given so many opportunities to be great. We keep fucking it up. Sure, not all ads can be fabulous, but our batting average is pathetic.

Andrew Anker, CEO at HotWired, the first publisher to run banners
Media lost sight of the fact it was media. Media is about a quid pro quo. You have to give something to get something. Typically, you?re giving interesting content, and you bring in a certain type of person. They?re willing to view a sponsor?s message. That?s a tight media equation that?s broken down. We get what we pay for, which is a race to the bottom, the commoditization of the media impression. On the margin, we get the creepiness factor. I?m not against everything that?s happened. But I?m assuming there?s a different model. The basic principles we started on have gotten lost. We?ve over-optimized for direct response.

Image via Shutterstock

Source: http://www.digiday.com/publishers/banner-ads-creators-dismayed-by-its-current-state/

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9 top productivity busters ? Business Management Daily: Free ...

Most of us have room to improve our productivity and avoid time vampires lurking around every corner, says Dawn Rasmussen, Path??finder Writing and Career Ser??vices.

She lists the nine worst time-?suckers threatening your productivity.

1. IMs, emails and texts. When you reply to every message as soon as it hits your screen, you take yourself off course and take time away from more important tasks.
2. Repetitive emails. Create templates for messages you send over and over again. You?re wasting time rewriting the messages each time.
3. Lost information. You need a structured organizational system for all of your computer and paper files.
4. Communication breakdowns. Email doesn?t convey tone and contributes to miscommunication, which eats up time with frustration, resulting in back and forth. When in doubt, go talk to someone in person or call.
5. The Internet. You may get on the Internet for a productive work reason, but soon you realize you don?t know how long you?ve been on or what you?ve been doing. Place a sticky note on your desktop to re??mind you to focus on your task.
6. Unstructured meetings. Meetings that lack an agenda or have a leader who can?t keep everyone on task accomplish less. Make a plan in advance to keep participants focused.
7. Chatty colleagues. If you spend too much time talking with colleagues, find a way to break away and take control of your work time.
8. Other people?s problems. If you find yourself involved with other people?s problems, teach them to help themselves instead. Coach subordinates, be honest with colleagues and offer solution suggestions to bosses.
9. Too many commitments. Learn to say no when you really don?t have time for additional duties.

? Adapted from ?9 Worst Productivity Suckers,? Dawn Rasmussen, Careerealism.

Online resource: Learn four more ways to beef up your productivity here.

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